:root{--bms-font-body:"Segoe UI Variable", "Aptos", "Trebuchet MS", sans-serif;--bms-font-display:"Georgia", "Iowan Old Style", "Palatino Linotype", serif;--bms-color-bg:#f0f2fb;--bms-color-surface:#fff;--bms-color-surface-strong:#1b2a6b;--bms-color-surface-muted:#e8ecf7;--bms-color-border:#c5cce8;--bms-color-text:#1a1f36;--bms-color-text-muted:#5a6480;--bms-color-accent:#1b2a6b;--bms-color-accent-strong:#0f1d52;--bms-color-accent-soft:#dce3f7;--bms-color-warn:#b22234;--bms-color-warn-soft:#f9dde1;--bms-color-success:#2e8b3a;--bms-color-success-soft:#d4edda;--bms-color-info:#1b2a6b;--bms-color-info-soft:#dce3f7;--bms-shadow-soft:0 18px 50px #1b2a6b1a;--bms-shadow-card:0 10px 28px #1b2a6b14;--bms-radius-xl:24px;--bms-radius-lg:18px;--bms-radius-md:14px;--bms-radius-sm:10px;--bms-shell-sidebar-width:280px}
*{box-sizing:border-box}html,body{background:radial-gradient(circle at top left, #f0f2fb 0%, var(--bms-color-bg) 40%, #e4e8f5 100%);color:var(--bms-color-text);font-family:var(--bms-font-body);margin:0;padding:0}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}.bms-shell{grid-template-columns:var(--bms-shell-sidebar-width) minmax(0, 1fr);min-height:100vh;display:grid}.bms-sidebar{color:#f8fafc;background:linear-gradient(#1b2a6b 0%,#0d1640 100%),linear-gradient(120deg,#ffffff14,#0000 60%);min-height:100vh;padding:28px 20px 24px;position:sticky;top:0}.bms-sidebar__brand{border-bottom:1px solid #ffffff24;gap:8px;padding-bottom:22px;display:grid}.bms-sidebar__eyebrow{letter-spacing:.12em;text-transform:uppercase;opacity:.72;font-size:12px}.bms-sidebar__title{font-family:var(--bms-font-display);font-size:32px;line-height:1}.bms-sidebar__subtitle{color:#ffffffc7;font-size:14px;line-height:1.5}.bms-sidebar__group{margin-top:24px}.bms-sidebar__group-label{letter-spacing:.1em;text-transform:uppercase;color:#ffffff9e;margin:0 0 12px;font-size:11px}.bms-sidebar__nav{gap:10px;display:grid}.bms-sidebar__item{border-radius:var(--bms-radius-md);background:#ffffff0f;border:1px solid #ffffff1a;gap:4px;padding:14px 14px 13px;transition:transform .14s,background .14s,border-color .14s;display:grid}.bms-sidebar__item:hover{background:#ffffff1a;transform:translate(2px)}.bms-sidebar__item--active{background:#ffffff29;border-color:#ffffff4d}.bms-sidebar__item-title{font-size:14px;font-weight:700}.bms-sidebar__item-description{color:#ffffffbd;font-size:12px;line-height:1.4}.bms-main{min-width:0;padding:24px}.bms-topbar{border-radius:var(--bms-radius-xl);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);box-shadow:var(--bms-shadow-soft);background:#ffffffeb;border:1px solid #1b2a6b24;justify-content:space-between;align-items:center;gap:18px;padding:18px 22px;display:flex}.bms-topbar__cluster,.bms-topbar__user{align-items:center;gap:12px;display:flex}.bms-topbar__headline{gap:3px;display:grid}.bms-topbar__title{font-weight:700}.bms-topbar__subtitle{color:var(--bms-color-text-muted);font-size:13px}.bms-badge-row{flex-wrap:wrap;gap:8px;display:flex}.bms-badge{border-radius:999px;align-items:center;padding:7px 10px;font-size:12px;font-weight:700;display:inline-flex}.bms-badge--neutral{background:var(--bms-color-surface-muted);color:var(--bms-color-text)}.bms-badge--accent{background:var(--bms-color-accent-soft);color:var(--bms-color-accent-strong)}.bms-badge--warning{background:var(--bms-color-warn-soft);color:var(--bms-color-warn)}.bms-badge--success{background:var(--bms-color-success-soft);color:var(--bms-color-success)}.bms-page{gap:22px;margin-top:22px;display:grid}.bms-page-header{border-radius:var(--bms-radius-xl);background:linear-gradient(135deg, #1b2a6b1a, #ffffffe6), var(--bms-color-surface);box-shadow:var(--bms-shadow-card);border:1px solid #1b2a6b24;padding:28px}.bms-page-header__eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--bms-color-accent-strong);font-size:11px}.bms-page-header__title{font-family:var(--bms-font-display);margin:8px 0 10px;font-size:clamp(34px,5vw,48px);line-height:.98}.bms-page-header__description{max-width:70ch;color:var(--bms-color-text-muted);margin:0;line-height:1.65}.bms-actions{flex-wrap:wrap;gap:10px;margin-top:18px;display:flex}.bms-button{border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:12px 16px;font-weight:700;display:inline-flex}.bms-button--primary{background:var(--bms-color-accent);color:#fff}.bms-button--secondary{border-color:var(--bms-color-border);color:var(--bms-color-text);background:0 0}.bms-grid{grid-template-columns:repeat(12,minmax(0,1fr));gap:18px;display:grid}.bms-card{border-radius:var(--bms-radius-lg);background:var(--bms-color-surface);box-shadow:var(--bms-shadow-card);border:1px solid #1f293314;grid-column:span 12;padding:22px}.bms-card--span-8{grid-column:span 8}.bms-card--span-6{grid-column:span 6}.bms-card--span-4{grid-column:span 4}.bms-card--span-12{grid-column:span 12}.bms-card__title{margin:0 0 8px;font-size:20px}.bms-card__description{color:var(--bms-color-text-muted);margin:0;line-height:1.6}.bms-stats{grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px;display:grid}.bms-stat{border-radius:var(--bms-radius-md);background:linear-gradient(#1b2a6b0f,#fff0);border:1px solid #1b2a6b1f;padding:16px}.bms-stat__label{text-transform:uppercase;letter-spacing:.1em;color:var(--bms-color-text-muted);font-size:12px;display:block}.bms-stat__value{margin-top:8px;font-size:30px;font-weight:700;display:block}.bms-module-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;display:grid}.bms-pipeline-grid{grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px;display:grid}.bms-pipeline-card{border-radius:var(--bms-radius-md);background:#ffffffdb;border:1px solid #1b2a6b24;padding:18px}.bms-pipeline-card__count{margin-top:8px;font-size:32px;font-weight:700;display:block}.bms-module-card{border-radius:var(--bms-radius-md);background:linear-gradient(#1b2a6b0d,#fffffff5);border:1px solid #1b2a6b1f;padding:18px}.bms-module-card__title{margin:0;font-weight:700}.bms-module-card__body{color:var(--bms-color-text-muted);margin:8px 0 0;font-size:14px;line-height:1.6}.bms-empty-state,.bms-loading-state{border-radius:var(--bms-radius-lg);background:#ffffffb8;border:1px dashed #1b2a6b3d;padding:24px}.bms-empty-state__title,.bms-loading-state__title{margin:0 0 8px;font-size:20px}.bms-empty-state__description,.bms-loading-state__description{color:var(--bms-color-text-muted);margin:0;line-height:1.6}.bms-list{gap:12px;margin:0;padding:0;list-style:none;display:grid}.bms-list__item{border-radius:var(--bms-radius-md);background:var(--bms-color-surface-muted);gap:4px;padding:14px 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var(--bms-color-border)}.bms-notification--info{border-left-color:var(--bms-color-info)}.bms-notification--success{border-left-color:var(--bms-color-success)}.bms-notification--warning{border-left-color:var(--bms-color-warn)}.bms-site-header{border-radius:var(--bms-radius-xl);box-shadow:var(--bms-shadow-soft);background:#ffffffeb;border:1px solid #1b2a6b24;justify-content:space-between;align-items:center;gap:18px;margin:24px;padding:22px 24px;display:flex}.bms-site-header__brand{border-left:4px solid #b22234;gap:4px;padding-left:14px;display:grid}.bms-site-header__tagline{color:var(--bms-color-text-muted);font-size:13px;font-style:italic}.bms-site-nav{flex-wrap:wrap;gap:12px;display:flex}.bms-site-nav__link{color:var(--bms-color-accent-strong);background:#1b2a6b14;border-radius:999px;padding:10px 14px;font-weight:700}.bms-site-main{padding:0 24px 40px}.bms-form-card{border-radius:var(--bms-radius-xl);box-shadow:var(--bms-shadow-card);background:#fffffff5;border:1px solid #1b2a6b24;padding:24px}.bms-form-grid{grid-template-columns:repeat(12,minmax(0,1fr));gap:16px;display:grid}.bms-form-field{grid-column:span 12;gap:8px;display:grid}.bms-form-field--span-6{grid-column:span 6}.bms-form-field label{font-size:13px;font-weight:700}.bms-form-field input,.bms-form-field textarea,.bms-form-field select{border-radius:var(--bms-radius-md);border:1px solid var(--bms-color-border);width:100%;color:var(--bms-color-text);background:#fff;padding:13px 14px}.bms-form-field textarea{resize:vertical;min-height:140px}.bms-form-note{color:var(--bms-color-text-muted);font-size:13px;line-height:1.5}.bms-form-rules{color:var(--bms-color-text-muted);margin:0;padding-left:18px;line-height:1.6}@media (max-width:1080px){.bms-shell{grid-template-columns:1fr}.bms-sidebar{min-height:auto;position:static}.bms-card--span-8,.bms-card--span-6,.bms-card--span-4,.bms-card--span-12,.bms-form-field--span-6{grid-column:span 12}}
:root{--vc-emergency:#b22234;--vc-emergency-dark:#8b1a26;--vc-emergency-light:#d9283f;--vc-navy:#1b2a6b;--vc-navy-dark:#0d1640;--vc-navy-mid:#1e3280;--vc-green:#2e8b3a;--vc-white:#fff;--vc-off-white:#f7f8fc;--vc-gray-light:#e8ecf7;--vc-gray-mid:#c5cce8;--vc-gray-text:#5a6480;--vc-text-dark:#1a1f36;--vc-container:1200px;--vc-radius:12px;--vc-radius-sm:8px;--vc-section-y:clamp(56px, 8vw, 96px);--vc-header-h:72px}*,:before,:after{box-sizing:border-box}body{color:var(--vc-text-dark);background:var(--vc-white);-webkit-font-smoothing:antialiased;margin:0;font-family:system-ui,-apple-system,Segoe UI,sans-serif}.vc-container{max-width:var(--vc-container);margin-inline:auto;padding-inline:clamp(16px,4vw,48px)}.vc-btn{border-radius:var(--vc-radius-sm);cursor:pointer;white-space:nowrap;border:2px solid #0000;align-items:center;gap:8px;padding:14px 28px;font-size:1rem;font-weight:700;line-height:1;text-decoration:none;transition:background .18s,color .18s,border-color .18s,transform .12s;display:inline-flex}.vc-btn:active{transform:scale(.97)}.vc-btn--emergency{background:var(--vc-emergency);color:var(--vc-white);border-color:var(--vc-emergency)}.vc-btn--emergency:hover{background:var(--vc-emergency-dark);border-color:var(--vc-emergency-dark)}.vc-btn--primary{background:var(--vc-navy);color:var(--vc-white);border-color:var(--vc-navy)}.vc-btn--primary:hover{background:var(--vc-navy-dark);border-color:var(--vc-navy-dark)}.vc-btn--outline-white{color:var(--vc-white);background:0 0;border-color:#fff9}.vc-btn--outline-white:hover{border-color:var(--vc-white);background:#ffffff1f}.vc-btn--outline-navy{color:var(--vc-navy);border-color:var(--vc-navy);background:0 0}.vc-btn--outline-navy:hover{background:var(--vc-navy);color:var(--vc-white)}.vc-btn--lg{padding:18px 36px;font-size:1.125rem}.vc-btn--sm{padding:10px 20px;font-size:.875rem}.vc-section{padding-block:var(--vc-section-y)}.vc-section--alt{background:var(--vc-off-white)}.vc-section--navy{background:var(--vc-navy);color:var(--vc-white)}.vc-section--dark{background:var(--vc-navy-dark);color:var(--vc-white)}.vc-section-eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--vc-emergency);margin-bottom:10px;font-size:.78rem;font-weight:700;display:block}.vc-section--navy .vc-section-eyebrow,.vc-section--dark .vc-section-eyebrow{color:var(--vc-emergency-light)}.vc-section-title{color:inherit;margin:0 0 16px;font-size:clamp(1.75rem,3.5vw,2.75rem);font-weight:800;line-height:1.15}.vc-section-desc{color:var(--vc-gray-text);max-width:680px;margin:0 0 40px;font-size:clamp(1rem,1.5vw,1.125rem);line-height:1.65}.vc-section--navy .vc-section-desc,.vc-section--dark .vc-section-desc{color:#ffffffb8}.vc-header{z-index:100;background:var(--vc-navy-dark);border-bottom:3px solid var(--vc-emergency);height:var(--vc-header-h);position:sticky;top:0}.vc-header__inner{justify-content:space-between;align-items:center;gap:24px;height:100%;display:flex}.vc-header__brand{flex-direction:column;flex-shrink:0;gap:3px;text-decoration:none;display:flex}.vc-header__name{color:var(--vc-white);letter-spacing:-.01em;font-size:1rem;font-weight:800;line-height:1}.vc-header__tagline{letter-spacing:.1em;text-transform:uppercase;color:var(--vc-emergency-light);font-size:.62rem;font-weight:600;line-height:1}.vc-header__nav{align-items:center;gap:2px;margin:0;padding:0;list-style:none;display:flex}.vc-header__nav a{color:#ffffffd1;border-radius:var(--vc-radius-sm);padding:8px 13px;font-size:.875rem;font-weight:600;text-decoration:none;transition:color .15s,background .15s;display:block}.vc-header__nav a:hover{color:var(--vc-white);background:#ffffff14}.vc-header__actions{flex-shrink:0;align-items:center;gap:12px;display:flex}.vc-header__tel{color:var(--vc-emergency-light);white-space:nowrap;font-size:.85rem;font-weight:700;text-decoration:none}.vc-header__tel:hover{color:var(--vc-white)}.vc-header__toggle{cursor:pointer;color:var(--vc-white);border-radius:var(--vc-radius-sm);background:0 0;border:none;flex-direction:column;gap:5px;padding:8px;display:none}.vc-header__toggle:hover{background:#ffffff14}.vc-header__toggle span{background:var(--vc-white);border-radius:2px;width:22px;height:2px;transition:transform .2s,opacity .2s;display:block}.vc-header__drawer{inset:var(--vc-header-h) 0 0 0;background:var(--vc-navy-dark);z-index:99;border-top:1px solid #ffffff14;flex-direction:column;gap:4px;padding:20px 16px;display:none;position:fixed;overflow-y:auto}.vc-header__drawer.is-open{display:flex}.vc-header__drawer a{color:#ffffffd1;border-radius:var(--vc-radius-sm);padding:14px 16px;font-size:1rem;font-weight:600;text-decoration:none;display:block}.vc-header__drawer a:hover{color:var(--vc-white);background:#ffffff0f}.vc-header__drawer-divider{background:#ffffff14;height:1px;margin:8px 0}.vc-header__drawer-cta{flex-direction:column;gap:10px;margin-top:8px;display:flex}@media (max-width:900px){.vc-header__nav,.vc-header__tel,.vc-header__actions .vc-btn{display:none}.vc-header__toggle{display:flex}}.vc-hero{background:linear-gradient(135deg, var(--vc-navy-dark) 0%, var(--vc-navy) 60%, var(--vc-navy-mid) 100%);color:var(--vc-white);padding:clamp(72px,12vw,140px) 0 clamp(60px,10vw,120px);position:relative;overflow:hidden}.vc-hero:before{content:"";pointer-events:none;background:radial-gradient(70% 60% at 80%,#b222341a 0%,#0000 60%),radial-gradient(50% 80% at 15% 85%,#2e8b3a0f 0%,#0000 50%);position:absolute;inset:0}.vc-hero__inner{z-index:1;position:relative}.vc-hero__eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--vc-emergency-light);align-items:center;gap:10px;margin-bottom:20px;font-size:.78rem;font-weight:700;display:inline-flex}.vc-hero__eyebrow:before{content:"";background:var(--vc-emergency);flex-shrink:0;width:32px;height:2px;display:block}.vc-hero__title{letter-spacing:-.02em;max-width:800px;margin:0 0 20px;font-size:clamp(2.4rem,6vw,4.5rem);font-weight:900;line-height:1.08}.vc-hero__title em{color:var(--vc-emergency-light);font-style:normal}.vc-hero__desc{color:#ffffffc7;max-width:620px;margin:0 0 36px;font-size:clamp(1rem,1.8vw,1.2rem);line-height:1.65}.vc-hero__actions{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.vc-hero__sub{color:#ffffff73;margin-top:16px;font-size:.8rem}.vc-trust-bar{background:var(--vc-navy);border-bottom:1px solid #ffffff12;padding:18px 0}.vc-trust-bar__items{flex-wrap:wrap;justify-content:center;align-items:center;gap:8px 28px;display:flex}.vc-trust-item{letter-spacing:.07em;text-transform:uppercase;color:#ffffffe0;align-items:center;gap:8px;font-size:.78rem;font-weight:700;display:flex}.vc-trust-item__icon{color:var(--vc-emergency-light);flex-shrink:0;font-size:1rem;line-height:1}.vc-trust-divider{background:#ffffff2e;flex-shrink:0;width:1px;height:20px}@media (max-width:640px){.vc-trust-divider{display:none}}.vc-services{background:var(--vc-white)}.vc-services__grid{grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:18px;display:grid}.vc-service-card{background:var(--vc-off-white);border:1px solid var(--vc-gray-light);border-radius:var(--vc-radius);color:inherit;flex-direction:column;padding:26px 22px;text-decoration:none;transition:border-color .18s,box-shadow .18s,transform .15s;display:flex;position:relative;overflow:hidden}.vc-service-card:hover{border-color:var(--vc-navy);transform:translateY(-2px);box-shadow:0 4px 24px #1b2a6b1f}.vc-service-card--urgent{border-color:#b2223433}.vc-service-card--urgent:hover{border-color:var(--vc-emergency);box-shadow:0 4px 24px #b2223424}.vc-service-card--urgent:before{content:"24/7 Emergency";background:var(--vc-emergency);color:var(--vc-white);letter-spacing:.06em;text-transform:uppercase;border-bottom-left-radius:var(--vc-radius-sm);padding:4px 10px;font-size:.6rem;font-weight:800;position:absolute;top:0;right:0}.vc-service-card__icon{margin-bottom:14px;font-size:2rem;line-height:1}.vc-service-card__name{color:var(--vc-text-dark);margin:0 0 8px;font-size:1rem;font-weight:700}.vc-service-card__desc{color:var(--vc-gray-text);flex:1;margin:0;font-size:.86rem;line-height:1.55}.vc-service-card__cta{color:var(--vc-navy);text-transform:uppercase;letter-spacing:.07em;margin-top:16px;font-size:.78rem;font-weight:700}.vc-service-card--urgent .vc-service-card__cta{color:var(--vc-emergency)}.vc-why{background:var(--vc-off-white)}.vc-why__grid{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px;display:grid}.vc-why-card{background:var(--vc-white);border:1px solid var(--vc-gray-light);border-top:4px solid var(--vc-navy);border-radius:var(--vc-radius);padding:28px 22px}.vc-why-card__icon{margin-bottom:12px;font-size:1.75rem;line-height:1}.vc-why-card__title{color:var(--vc-text-dark);margin:0 0 8px;font-size:1rem;font-weight:700}.vc-why-card__body{color:var(--vc-gray-text);margin:0;font-size:.875rem;line-height:1.6}.vc-process{background:var(--vc-navy);color:var(--vc-white)}.vc-process__steps{counter-reset:process-step;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:32px;display:grid}.vc-process__step{counter-increment:process-step;padding-left:64px;position:relative}.vc-process__step:before{content:counter(process-step);background:var(--vc-emergency);width:46px;height:46px;color:var(--vc-white);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:1.25rem;font-weight:900;display:flex;position:absolute;top:0;left:0}.vc-process__step-title{color:var(--vc-white);margin:8px 0 6px;font-size:1rem;font-weight:700}.vc-process__step-desc{color:#ffffffad;margin:0;font-size:.86rem;line-height:1.55}.vc-insurance{background:var(--vc-white)}.vc-insurance__layout{grid-template-columns:1fr 1fr;align-items:center;gap:48px;display:grid}.vc-insurance__points{flex-direction:column;gap:12px;margin:0 0 28px;padding:0;list-style:none;display:flex}.vc-insurance__point{color:var(--vc-text-dark);align-items:flex-start;gap:10px;font-size:.9rem;line-height:1.55;display:flex}.vc-insurance__point:before{content:"✓";background:var(--vc-green);width:22px;min-width:22px;height:22px;color:var(--vc-white);border-radius:50%;justify-content:center;align-items:center;margin-top:1px;font-size:.72rem;font-weight:800;display:flex}.vc-insurance__cta-box{background:var(--vc-navy-dark);border-radius:var(--vc-radius);color:var(--vc-white);flex-direction:column;gap:16px;padding:32px 28px;display:flex}.vc-insurance__cta-box h3{margin:0;font-size:1.25rem;font-weight:700}.vc-insurance__cta-box p{color:#ffffffb8;margin:0;font-size:.875rem;line-height:1.6}@media 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